Bank of America customers with $100,000 in qualifying balances can claim free GHA Discovery Titanium hotel status through a banking rewards benefit. The status match requires no hotel stays and runs through December 31, 2027, according to Greg Davis-Kean, who reported using the benefit himself on the Frequent Miler on the Air podcast on November 6.
The benefit applies to Bank of America Preferred Honors and Premier members as a one-time match. Customers must locate the GHA Discovery offer in their banking account's travel section and follow an activation link. The $100,000 balance requirement includes investments held at Merrill and does not need to be cash in a checking account.
GHA Discovery covers roughly 1,000 hotels across 60 brands including Kempinski, Anantara, Capella, Pan Pacific, NH, and Lore Group. Titanium, the highest published tier, normally requires 30 eligible nights, $15,000 in eligible spending, or stays at three qualifying brands in a calendar year.
Titanium benefits include breakfast for two at participating brands on direct bookings, though coverage remains limited to select properties like Lore Group, Capella, Anantara, and others. Members receive double room upgrades and early check-in and 4 p.m. checkout at participating hotels. The status does not guarantee club lounge access.
Titanium status can be combined with other loyalty program benefits from American Express Fine Hotels and Resorts and Chase's The Edit. A paid match option remains available through November 30, 2026, offering $75 in discovery dollars that expire after 12 months.